Buying & selling your property
Overview
Buying a home is probably the biggest financial decision you will ever make so it is worth taking time to consider whether it is the right choice for you. You will become responsible for all the costs of maintaining the property, including major structural repairs, routine repairs and improvements. Should you decide to sell your home, there will be additional matters to take into consideration.
This section contains information on some of the issues involved in buying and selling your home. Below you will find a summary on what is contained here. If you would like more information, then click on the links in the left-hand side of the page.
Buying your home
There are many things to consider when buying a home. First, before making the purchase, there are steps you can take to ensure that you are making the right decision in your purchase. You should think about the area you intend to buy in, for example, by investigating what the job prospects are like or whether there are any good local schools, etc. Then of course, there are steps to take to get the best out of viewing the property and how to deal with estate agents. Finally, if you decide to purchase the property, there are some last minute things to consider before signing. For example, you should think about getting a full survey done for the property in case there are any hidden dangers or costs that will come with the property.
Use this section of the law guide to find information on all of these topics. You should carefully consider all of these matters before buying your home.
Building your home
Many people decide to build their home instead of buying one already built. By building your own home, you get the benefit of having the home exactly as you want it. In addition, it can often be cheaper than buying a new home from a developer. However, building your own home can often be more stressful as well. Use this section to get advice on things to consider when building your own home, ranging from finding a plot of land, to raising the money, to building a kit home.
Home buying schemes
For first-time buyers or people on a low income, buying your own property can be difficult if not impossible to do financially. Luckily, there are some government schemes out there designed to help individuals purchase their own home. Use this section to learn about some of these schemes. If you don't know what they are then it will be impossible to take advantage of these schemes to own your own home.
Mobile homes
There are many special considerations when living on a boat or in a caravan whether you choose to live in these types of homes on a permanent basis or only for leisure purposes. To begin with, you should consider all of the issues involved in owning a piece of moveable property. There are also certain precautions you can take to prevent fire and other dangers. You can use this section to familiarise yourself with all of these issues.
Moving home
Given that there are so many things to organise when moving home, it is really easy for things to be overlooked. There are many people to contact before making move, the Post Office of your change of address, and the utility companies, etc. You can use this section to make sure you get all of these items done so that your move will be as smooth as possible.
Of course to make it even smoother, you could always choose to use a removal company rather than packing and moving yourself. To reduce the stress of the move and to make things easier, many people choose this option. However, it is important to remember that even when using removal companies there are important things to take into consideration. For example, you should get quotes from several different removal companies and check to see if your household contents insurance covers you for damage during moving. If something goes wrong during the move, you need to know what your rights are and how to complain to the removal company. Find out all of that information here.
In addition, this section will tell you about different programs that are available to exchange homes, such as HOMESWAP and how to exchange your council home. The HOMESWAP scheme is a mutual exchange scheme for local authority and housing association tenants across the UK. Over 50,000 people are registered on this computer matching service at any one time.
With HOMESWAP you will need to make a direct swap with another tenant who wants to move into your home. Both parties in any exchange must have the permission of each landlord.
Registering title to land
The aim of registering title to land is to create and maintain a register of landowners whose title is guaranteed by the state. Basically making the transfer and mortgaging of land easier. Registration is compulsory following the sale, assent or mortgage of land. Use this section to find out more about this.
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